LOOKING FOR DEBT RELIEF?
ARE YOU CANADIAN & STRUGGLING WITH DEBT PAYMENTS?
Reduce your debts by up to 75%
Avoid Bankruptcy
1 low monthly payment
Drop your interest rate to 0%
Regain Peace of mind!
THE LDS PROCESS
It’s easy as 1..2..3
01
Get a free consultation
Our debt relief partners will ask you a few questions and explain your options for debt relief.
02
See what you can save
We work with you to collect and assemble the relevant information for a customized plan that works for you.
03
Enroll in our debt relief program
Submit the application form so that you can get back to financial stability by lowering your debts and reducing your overall monthly payments.
LDS does not provide services under the Bankruptcy Insolvency Act
You will be referred to a licensed Insolvency Trustee if your circumstances warrant this
THE LDS GUARANTEE
If you are not successful in having your debts circumstances improved, then you wont pay us a penny
Book Your Free Debt Consultation Today!
Contact information
Regain your peace of mind today!
Call us now at +1888 557 1389
Email: info@lowerdebtsolutions.com
Your consultation is free and comes with no obligation!
Send us a message
Safe, secure & confidential
Celebrating client TRIUMPHS
One happy client at a time!
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“My husband medical emergency left us in a real bad financial position. LDS really lifted the burden. I don’t know where we would be without them.”
- Margaret T
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“I never thought I'd see the day when my debt would stop dictating my life. The personalized plan from Lower Debt Solutions made all the difference!”
- Sarah G
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“LDS turned the tide for me when I was drowning in debt. A big thanks to their incredible team, who helped reduce by my monthly debt payments by 60%.”
-John F
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With high student debt and mounting credit card bills, I needed help and I’m so appreciate of LDS who reduced my debts by over 40%.
-Jacob B
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"A heartfelt thank you to Lower Debt Solutions for giving me the breathing room I desperately needed. My family and I can relax a little and even take a much needed vacation.”
-Jim D
“I reduced my debt by 70% and regained peace of mind. A true life-saver. Thank you David for your professionalism!”
Sandy B.
FAQ'S
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If you enroll in a debt relief program, you could reduce your unsecured debt to a fraction of what you owe and with a 0% interest rate, while stopping creditors and collectors from calling and legal action. The application process is simple and can be completed in less than a week. A debt consultant will get in touch with you within 1 business day of reaching out, and will discuss your unique situation and provide you with a debt relief proposal. If you decide to proceed, a debt relief manager will work with you to gather documents and prepare an application. You will then meet with an administrator of the program to sign the documents and begin the program. You do not pay us anything unless we are able to help improve your debt situation.
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You need to be a Canadian resident with an income, and with $10k or more in unsecured debt. Examples of debt that qualify are credit cards, loans, lines of credit, overdrafts, old utility bills, tax debt, etc. Debts that cannot be included are secured debt like mortgages, car loans, legal penalties, child support, student loans less than 7 years from the last date of school.
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The process of applying for debt relief can typically be completed in less than a week.
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It you are enrolled in a debt relief program, your credit will be impacted temporarily. It can stay on your credit report for up to 3 years once completed, but many clients show improvements to their credit by the time the process has completed depending whether you missed any payments while in the program. If you are struggling to meet your existing debt payments then having great credit does not necessarily help much. Our clients believe that a short term impact to their credit is well worth it in order to reduce their overall debt burden and live with less stress.